Internet Merchant Account for Businesses in Canada
If you have a business based in Canada and you want to accept credit cards online through your website we can help. Whether you are a retailer, a professional service provider or a manufacturer or distributor, you will need Internet merchant accounts if want to allow your clients to pay you with their Visa, Mastercard or American Express cards.
Internet Merchant Accounts vs. Merchant Accounts
The difference between an Internet merchant account and other types of merchant accounts is important to understand. Below you will find a simple overview of the most common types of merchant accounts.
- Card Present - This type of merchant account is commonly used in traditional retail store and other environments where the credit card holder, or shopper, will do a face-to-face transaction. Typically this is an "over-the-counter" type of purchase where the shopper presents the credit card to the merchant. The merchant then rings up the sale and processes the credit card, usually through some sort of electronic terminal or credit card swipe machine.
- Card NOT Present - This sort of account is used by businesses that need to accept credit cards but the customer will not actually be there in person or "present". A catalogue based business where orders placed by telephone, mail or fax is a good example of a company that might need this type of merchant account. A card present merchant account can also be used to process credit cards used for in-store or "card present" transactions. A merchant that does both face-to-face and "card not present" transactions, but no online transactions needs only the card NOT present merchant accounts to deal with both types of sales.
- Internet Merchant Account - Whether you are a pure e-commerce, Internet-only operation or a blended "bricks and clicks" type of business, you need to be set up with Internet merchant accounts.
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